Affordable Care Act (ACA)
The Affordable Care Act has enabled millions of eligible and uninsured Florida residents to gain access to quality, affordable healthcare. Central to this achievement is the creation of the Healthcare Insurance Marketplace. Through the Marketplace, eligible persons can enroll in a health plan to get coverage.
President Biden signed the American Rescue Plan Act of 2021 (ARP) into law on March 11, 2021. ARP made major improvements in access to and affordability of health coverage through the Marketplace by increasing eligibility for financial assistance to help pay for Marketplace coverage. The new law lowered premiums for most people and expanded access to financial assistance for more consumers. President Biden signed The Inflation Reduction Act of 2022 (IRA) on August 16, 2022, extending the benefits from the ARP through 2025.
Depending on your Special Enrollment Period type, you may have 60 days before or 60 days following the qualifying event to enroll in a plan. A year-round Special Enrollment Period is currently available for consumers with income between 100% – 150% of the Federal Poverty Level.
ACA Resources
Do I qualify for Special Enrollment?
What information should I bring to an appointment?
For more information, visit Healthcare.gov or call the Market place Call Center at 1-800-318-2596.
Pinellas County Resources for Healthcare Navigators
- Family Healthcare Foundation – Healthcare Navigators are committed to enrolling Tampa Bay residents into healthcare coverage programs, improving healthcare literacy, and mobilizing community partners to support collective knowledge. These services are provided to increase equitable access to high-quality healthcare and reduce health disparities in Tampa Bay.
- Pinellas County Urban League – Pinellas County Urban League (PCUL) strives to make a difference in the community. They help the community by signing up for an Affordable Care Act (ACA) Marketplace health insurance plan and may also help paying for the plan. PCUL is dedicated to providing resources and services to help individuals and their families lead positive and successful lives.