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Mobile and Manufactured Home Substantial Damage Reassessment Instructions

If you believe your mobile/ manufactured home was not substantially damaged, you can request a reevaluation of the substantial damage determination. This is an in-person filing.

The ability to set up a virtual appointment or file remotely in our permitting portal is coming soon.

Updated Guidelines for Mobile Home Substantial Damage Evaluations

A new reassessment process for mobile and manufactured homes affected by substantial damage (SD) went into effect on February 6, 2025. Homeowners can access SD Reassessment Forms online, including an In-Person Checklist and Repair Application. A dedicated team of cost estimators, appraisers, and permit technicians is available to assist, with in-person services at Building Development & Review Services Department, 440 Court St., Clearwater for those who need help navigating the process. Virtual Microsoft Teams appointments are also available for seasonal residents.

In-person filing at:
440 Court Street, Clearwater
Monday through Friday 7 a.m. to 6 p.m.
Saturdays from 8 a.m. to 12 p.m.

To submit your request, please provide the following:

  1. In-Person Checklist
  2. Substantial Damage Determination Letter
    A copy of the letter from this mailing that you received from the County regarding the substantial damage determination.
  3. Application for Mobile/Manufactured Home Repair in a Floodplain
  4. Floodplain Substantial Damage Itemized Cost Breakdown for Mobile/ Manufactured Homes
  5. Photos taken before and after the storm
    Without photos, a field inspection of the site will be required.
  6. Valid Florida Registration with year and VIN Number
  7. Valuation Documentation (any of the following)
    • Actual Cash Value Private Appraisal (with a pre-storm effective date that follows the Pinellas County Appraisal Review Checklist) OR
    • A copy of the FEMA/WLM letter from the Pinellas County Property Appraiser OR
    • A Pre-storm Building Value Reconsideration letter from the Pinellas County Property Appraiser

Pre-Storm Building Value Reconsideration

If you believe the Property Appraiser value is too low or doesn’t reflect recent improvements you made before the storm, start by contacting the Property Appraiser to request a Pre-Storm Building Value Reconsideration. You’ll need to provide photos showing the interior of the home before the storm, which the Property Appraiser will use to adjust the value if appropriate. This will not increase your value for 2024 property taxes. In addition, homesteaders will experience no value increase in future years from this process. There is no charge for the building value reconsideration. Many homeowners who have requested this reconsideration have had their value adjusted and are no longer considered substantially damaged. But if you still aren’t satisfied with the result, you can hire a private appraisal company to do a detailed actual cash value appraisal.   

Request Building Value Reconsideration

Common reasons your reassessment may be delayed or deemed incomplete

  • The Floor Plan does not include layouts of each room with approximate dimensions.
  • The Itemized Cost Breakdown does not include all items or accurate quantities needed to repair the home to its pre-storm condition.
  • The Itemized Cost Breakdown does not accurately reflect labor costs.
  • The appraisal does not meet the standards of the Appraisal Review Checklist.

If your reassessment is delayed or deemed incomplete, you can contact us for more information about the reason and work to update your request in the portal. Visit our Permit Hub in person (see info above) or email mh_sddeterminations@pinellas.gov.