Tobacco Premium
The $500 tobacco premium for employees on a Pinellas County medical plan who attested to tobacco use during the 2024 Annual Enrollment period began on April 1, 2025. The premium does not apply to spouses. Employees who have incurred this premium in 2025 may still complete a qualified course to discontinue future deductions for this year.
Employees on a Pinellas County medical plan who attested to tobacco use during the 2025 Annual Enrollment period will be charged a $500 tobacco premium beginning April 1, 2026, unless they complete a qualified tobacco cessation program between August 1, 2025, and March 31, 2026.
Tobacco Cessation Program Options
If you successfully complete a qualified tobacco cessation program such as the free programs listed below, the tobacco premium will no longer apply. To participate in another tobacco cessation option, please contact the Wellness Program before beginning to determine whether it qualifies.
1. Tobacco Free Florida Classes
- Tobacco Free Florida offers Group Quit, a free support group led by a trained specialist. You need to attend all 4 one-hour classes in the series. If you miss a class in a series, you may not enroll in an overlapping series. (NOTE: The one-day Tools to Quit classes do not qualify.) For questions, call (813) 929-1000.
- You may be eligible to receive free nicotine patches or gum, if medically appropriate.
- Upcoming virtual classes:
2. UMR Wellness CARE Health Coaching
- Work with a UMR Wellness CARE health coach or our onsite UMR Health Coach to complete tobacco cessation coaching.
- Online: Visit www.umr.com, click on Health Center, Live Well Reward$, Wellness CARE Health Coaching and fill out the Coaching Interest Form.
- Onsite: Contact the onsite UMR Health Coach directly.
3. UMR Online Quit Smoking Action Plan
- Visit www.umr.com, click on Health Center, Live Well Reward$, Action Plans, click the right arrow to navigate through the plans to Quit Smoking, and click Enroll.
- This self-guided program is designed for cigarette smoking cessation and includes an initial assessment, development of a cessation plan, weekly lessons, and final assessment. You will get resources to manage triggers and break down barriers plus medical/personal support to successfully quit.
- NOTE: The Quit Smoking plan is a qualified tobacco cessation program but does not qualify as a Wellness Incentive Program activity.
Tobacco Premium FAQs
What is the purpose?
Pinellas County is committed to the health and wellness of its employees. Tobacco use is the leading cause of preventable disease, disability, and death in the United States. The premium helps offset increased health care costs for Pinellas County and offers a financial incentive for employees to quit.
What tobacco products are included?
Cigarettes, electronic cigarettes, cigars, pipes, chewing tobacco, dip, snuff, and hookahs.
How would you define a tobacco user?
Someone who has used a tobacco product at least once a week in the past three months.
Does Pinellas County offer resources to help me quit tobacco?
Yes. See Tobacco Cessation Program options above. You can also view Tobacco Cessation Resources.
What if I complete a cessation program but don’t stop using tobacco?
Quitting tobacco is not easy and may require several attempts for success. Employees who successfully complete a qualified program between August 1, 2024, and March 31, 2025, are not required to quit tobacco.
What if I quit tobacco but I don’t complete a qualified cessation program?
If you have been tobacco free for 90 days or longer, you may fill out a tobacco attestation form and future deductions will cease. Email the Wellness Program to request the tobacco attestation form.
What if I need nicotine replacement therapy such as gum or patches to quit tobacco?
If you attend a Tobacco Free Florida class, you may be eligible to receive free patches, gum, or lozenges if medically appropriate.
The following FDA-approved tobacco cessation aids are available at no cost through your medical benefits with a prescription:
- Nicotine Gum
- Nicotine Skin Patches
- Nicotine Lozenges
- Nicotine Inhaler (Nicorette® Inhaler)
- Nicotine Nasal Spray (Nicotrol®)
- Zyban (Bupropion)
- Chantix (Varenicline)
Electronic cigarettes are not approved by the FDA for therapeutic use.
How will you know if I use tobacco?
During Annual Enrollment for benefits coverage, each employee attests to their tobacco use in EBS (OPUS).
Will you find whether I use tobacco from a biometric screening or random drug test?
No.
How are the tobacco premium funds used?
The tobacco premium funds are applied to the Pinellas County Health Fund which pays for healthcare claims and related expenses.
How can I get more information on the tobacco premium?
Contact Wellness at wellness@pinellas.gov or by phone at (727) 464-3367, option 1.
12/3/25