Buying a Home
Pinellas County offers residents many resources to educate themselves on the home buying process in the county.
Housing Finance Authority of Pinellas County
Our mission is to provide safe, decent, affordable housing for low to moderate income households. The HFA assists first-time home buyers and also works with local governments, non-profits and other public and private partners to provide funding for affordable multi-family rental housing.
Learn MoreCommunity Development Division
Community Development, a division of the Housing and Community Development Department, implements programs that expand affordable housing opportunities, revitalize neighborhoods, and improve community infrastructure, facilities, and services.
Learn MorePrograms
View All ProgramsHousing Finance Authority First-Time Homebuyer Program
Effective May 19, 2024 (Ver en Español) The Housing Finance Authority of Pinellas County First-Time Homebuyer Program could be your key to…
HOME Investment Partnerships Program
Pinellas County receives HOME funds annually, which can be used for grants, direct loans, loan guarantees or other forms of credit enhancement,…
Down Payment Assistance
Looking for a home in Pinellas County and need help with down payment and closing costs? Pinellas County’s Down Payment Assistance Program…
Consumer Tips: Insurance
The purchase or sale of a home may well be the single most important financial transaction you are involved in during your......
Obtaining a Mortgage
Government-Insured Loans Mortgage loans are also available through three programs of the federal government: Federal Housing Administration (FHA): This mortgage insurance program......
Consumer Tips: Mortgage Terms You Should Know
CLOSING COSTS: Costs the buyer must pay at the time of closing in addition to the down payment. Closing costs average 3-4%......
Consumer Tips: Finding a Home
Home Inspections Defects often go unnoticed by the average person. Before hiring a qualified individual to inspect the home, experts recommend that......