Buying a Home
Pinellas County offers residents many resources to educate themselves on the home buying process in the county.
Featured Government Office
Housing Finance Authority of Pinellas County
Our mission is to provide safe, decent, affordable housing for low to moderate income households. The HFA assists first-time home buyers and also works with local governments, non-profits and other public and private partners to provide funding for affordable multi-family rental housing.
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Featured Government Office
Community Development Division
Community Development, a division of the Housing and Community Development Department, implements programs that expand affordable housing opportunities, revitalize neighborhoods, and improve community infrastructure, facilities, and services.
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View All ProgramsHousing Finance Authority First-Time Homebuyer Program
Effective September 10, 2025 (Ver en Español) The Housing Finance Authority of Pinellas County First-Time Homebuyer Program could be your key to…
HOME Investment Partnerships Program
Pinellas County receives HOME funds annually, which can be used for grants, direct loans, loan guarantees or other forms of credit enhancement,…
Buying a Home: Target Areas
There are advantages to buying a home in a target area. The Housing Finance Authority (HFA) typically offers home buying assistance to......
Consumer Tips: Insurance
The purchase or sale of a home may well be the single most important financial transaction you are involved in during your......
Obtaining a Mortgage
Government-Insured Loans Mortgage loans are also available through three programs of the federal government: Federal Housing Administration (FHA): This mortgage insurance program......
Consumer Tips: Mortgage Terms You Should Know
CLOSING COSTS: Costs the buyer must pay at the time of closing in addition to the down payment. Closing costs average 3-4%......
Consumer Tips: Finding a Home
Home Inspections Defects often go unnoticed by the average person. Before hiring a qualified individual to inspect the home, experts recommend that......