Dental Plans

Pinellas County provides dental coverage to employees through Cigna. Group Dental Plan coverage is available to all permanent employees scheduled to work a minimum of 20 hours per week. Cigna offers three dental plans: HMO, Basic PPO, and PPO with Orthodontia.

Dental patient in the chair while dentist examines her teeth

Plan design and premiums can be changed at any time with approval from the Board of County Commissioners.

Contact Cigna

Use the Cigna website or app to:

  • Find a dentist (including ratings and reviews)
  • Access click-to-chat (online chat)
  • View your claims
  • Get cost estimates
  • Print an ID card
  • Review your coverage
Cigna Healthcare logo on grey background
  • Website: www.myCigna.com
    Select Register to create a new account. Use your personal email, not work email. View your dental, medical, and wellness information with the same login/account.
  • App: myCigna
  • Phone: (800) 862-3557, option 2, available 24/7
  • Our Cigna onsite representatives assist employees in-person or by phone.
Mobile wallet card for benefits shown on multiple devices

View all of your benefits contacts while on the go, with any device.

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Quick Comparison Chart

Item Cigna HMO Cigna PPO Basic Cigna PPO with Orthodontia
Payroll deduction No payroll deduction Payroll deduction required (see below) Payroll deduction required (see below)
Deductible (Individual / Family) Not applicable $50 / $150 for non-preventive care (no deductible for preventive care) $50 / $150 for non-preventive care (no deductible for preventive care)
Benefits Copayments apply based on the procedure and the established fee schedule (preventive services such as annual exams, x-rays and cleanings are at no cost) Preventive Care – 100%
Basic Restorative (such as fillings) – 80%
Major Restorative (such as crowns and bridges) – 50%
Preventive Care – 100%
Basic Restorative (such as fillings) – 80%
Major Restorative (such as crowns and bridges) – 50%
Cleanings and Exams 2 cleanings and up to 4 exams per year 2 cleanings and up to 2 exams per year 2 cleanings and up to 2 exams per year
Maximum No maximum annual benefit Maximum plan year benefit of $2,000 Maximum plan year benefit of $2,000
Network Must choose an in-network dentist Use any provider, but in-network is recommended for cost savings Use any provider, but in-network is recommended for cost savings
Specialists Not covered, unless using an in-network pediatric dentist for children up to age 13 Use any specialist, but in-network is recommended for cost savings Use any specialist, but in-network is recommended for cost savings
Orthodontics Not included Not included Covered at 50% for children and adults ($1,500 separate lifetime maximum)
Eligibility for Children Through the end of the calendar year in which they reach age 25 Through the end of the calendar year in which they reach age 25 Through the end of the calendar year in which they reach age 25

Cigna Health Maintenance Organization (HMO) Plan

Cigna HMO Premiums Per Pay Period

Coverage2024 Premium for Dental HMO
Employee Only$ 0
Employee + 1$ 0
Employee + 2 or more$ 0
  • No premiums are charged for employees or dependents
  • Network benefits only. You are required to choose a dentist from the network. To locate a network provider:
  • Before scheduling an appointment, please contact Cigna Member Services at (800) 862-3557 to select your dentist.
  • Preventive services such as annual exams, x-rays, and cleanings are at no cost.
  • No maximum annual benefit.
  • Copayments apply based on the procedure and the established fee schedule.
  • Orthodontics are not included.
  • Coverage provides 2 cleanings and up to 4 exams per year as described in the Dental Charge Schedule.
  • Specialists are not covered except for in-network pediatric dentists for children up to age 13.
  • ID cards: Cards are issued to new members only. Once you receive your card, contact Cigna to select your dental provider.
  • For more info, see:

Cigna Preferred Provider Organization (PPO) Plans

Cigna PPO Premiums Per Pay Period

Coverage 2024 Premium for Dental PPO Basic 2024 Premium for Dental PPO with Orthodontia
Employee Only $7.07 $8.21
Employee + 1 $21.47 $24.94
Employee + 2 or more $29.07 $33.76
  • The premiums charged for employees and dependents are shown above.
  • The PPO plans are identical except that only one provides orthodontia coverage for abnormalities of the teeth and jaw such as crooked teeth or a poor bite which may include braces.
  • Both plans provide:
    • In network and out-of-network benefits.
    • The option to choose any general dentist to give you the maximum choice of dentists. We encourage you to choose a Cigna Radius network provider to reduce your costs. If you use a dentist outside the Cigna Radius network, you will pay more for the same service.
    • The option to choose any specialist with no referral required.
    • Annual maximum benefit of $2,000 that Cigna will pay towards services each year, and a separate lifetime maximum of $1,500 for the orthodontia plan.
    • No pre-existing condition limitations.
    • Preventive care coverage at 100% including 2 exams and 2 cleanings per year. NOTE: The previous PPO plan covered 3 cleanings per year, but only the first $150 of costs was covered at 100%. Receiving more than 2 cleanings typically costs more than $150, resulting in no change to the benefit.
    • Deductible of $50 for individuals and $150 for family per calendar year for non-preventive care.
    • Basic restorative care (such as fillings, simple extractions, anesthetics, minor and major periodontics, root canal therapy, bridge repair, crown repair) covered at 80% after the deductible.
    • Major restorative care (such as crowns, inlays, dentures and bridges) covered at 50% after the deductible.
  • The PPO with Orthodontia plan includes:
    • Child and adult orthodontia care coverage covered at 50% after deductible and with a separate $1,500 lifetime maximum coverage.
    • The $1,500 lifetime maximum is a separate maximum just for orthodontia coverage and does not count against the $2,000 annual maximum.
  • ID cards: Cards are issued only to members who selected PPO Basic. The cards will look the same as last year’s.
  • For more info, see:

Additional dental plan information is available upon request for residents outside of Florida.

Dental Resources from Cigna

See Cigna Dental Health Resources for articles on topics such as dental anxiety, gum disease, dental emergencies, effects of smoking on your teeth, oral surgery preparation, types of dentists, kids’ dental health, etc.

Enrollment

1/4/24